Terms of Use
Last Updated: July 2026
This page sets out the terms and conditions (“Terms”) of this website (the “Site”). This Site is operated by the Sky Finance Company Limited(“Sky Finance”). Before using this Site, you should read the Terms carefully, as well as our Cookie Notice and Privacy Policy.
These Terms cover your use of this Site, and by accessing and using this Site you accept the Terms and the Privacy Policy; and you confirm that your access to the Site is in compliance with the applicable laws and regulations of your jurisdiction or country of residence.
The Site is provided for informational purposes only and does not create a business or any other relationship between you and Sky Finance.
This is not a transactional website. The information published on this website is not a proposal or advice concerning any investment or financial services or products. No products or services can be purchased through the Site. Sky Finance may change any of the information contained on the Site without notice.
All material, including information from or attributed to Sky Finance, has been obtained from sources believed to be accurate as of the date of publication. However, Sky Finance makes no warranty of the accuracy or completeness of the information and Sky Finance does not assume any responsibility for its accuracy, efficacy or use. Any information on the Site obtained by Sky Finance from third parties has not been reviewed for accuracy.
Access to products and services detailed on the Site may be restricted for certain persons or countries in accordance with the national legislation. More generally, the products and services presented on the Site may only be purchased in jurisdictions in which their marketing and distribution are authorised.
In line with the above, if you wish to know more about any of the products and services described on the Site, please approach the Sky Finance office as described on the Site.
None of the products or services presented here will be provided to a person if the law of his/her country of origin, or any other country to whose jurisdiction he/she is subject, prohibits it. Site users are asked to ensure that they are legally entitled to consult this Site in the country which the connection has been established.
The Contents are provided “as – is“ and “as available” at your sole risk and neither Sky Finance, nor its third party providers, makes any guarantee, representation, or express or implied warranty (including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement) regarding such information. Sky Finance, and any of its third party providers, disclaim any warranty and all liability, whether arising in contract, tort or otherwise, for any losses, liabilities, damages, expenses or costs, either direct, indirect, consequential, special or punitive, arising from or in connection with your access to and/or use of the information herein. Neither Sky Finance, nor any of its third party providers, shall have any liability, monetary or otherwise, to you or any other person or entity in the event the information presented herein produces incorrect, invalid or detrimental result.
Sky Finance expressly disclaims any liability for errors and omissions regarding the information and material contained in the Site.
Due to the nature of the Internet, Sky Finance cannot guarantee the confidentiality, accuracy or completeness of the information contained in this Site or information provided via this Site, or its suitability for any purpose.
Although Sky Finance warrants to make reasonable efforts to avoid technological problems, Sky Finance is not responsible for any technological problem, or liable to any user for any direct, indirect, consequential, special or other damage howsoever resulting from the use of this Site or any other website connected to the Site by means of hypertext, links or otherwise (whether such damages are caused by transmission from the Site or a connected website to the user’s computer system of viruses, worms, Trojan horses, or other destructive items, corrupted data or data incompatible with the user’s computer system or third parties’ interception of or access to data of whatever nature including without limitation personal data transmitted by the user electronically to Sky Finance or otherwise caused) such damage to include, without limitation, loss of profits, interruption to business and loss of data.
Nothing in these Terms shall exclude or limit Sky Finance’s liability for fraud or any other liability which cannot be excluded or limited under the Law.
Furthermore, if your use of material on the Site results in the need for servicing, repairing or correcting any equipment, software or data, you must assume all costs thereof.
No hyperlinks to the Site or any website owned or operated by Sky Finance may be created without the consent of Sky Finance. If you desire to display on your website a hyperlink to an Sky Finance site, you must enter into a written agreement with Sky Finance governing such display, prior to creating any such links. Access to any Sky Finance website does not authorize you to use Sky Finance’s names, logos, trademarks, or copyrights and you agree not to do so without Sky Finance express written consent.
Users may not use any Sky Finance trademarks, logos, names or copyrighted materials
without written authorization.
Please refer to the Privacy Policy which is part of the Terms; and which applies to any user of the Site. This Privacy Policy defines the treatment of personal information that Sky Finance collects when the user accesses to and uses this Site. Sky Finance may amend the Privacy Policy from time to time. If at any time you are not in compliance with the Privacy Policy, Sky Finance has the right to terminate users’ rights to access and use this Site.
Unless otherwise stated, the Contents, are the exclusive property of Sky Finance. All trademarks used or referred to on the Site are the property of the respective owners.
The posting of the Contents neither constitutes a waiver of any of Sky Finance’s property rights or any other party’s proprietary rights, included but not limited to, copyrights, trademarks, service marks, patents and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the website user or to any third party.
No permission is granted to reprint, sell, copy, distribute, or modify any of the Contents, in any form or by any means without the prior written consent of Sky Finance, which may be withheld in Sky Finance’s sole discretion.
No content may be copied, reproduced, distributed, modified or republished without
prior written consent.
Sky Finance will never request personal information from contacts via email, website, or pop-up windows. Any unsolicited request for account information you receive through email, via the Site, or pop-up windows should be considered fraudulent.
Transmission to and from the site
Except where expressly indicated otherwise, transmissions to and from this website or directed to Sky Finance (including emails) are not sent in a secure form, can be intercepted by third parties and may not be immediately received by the appropriate business unit at Sky Finance. Please do not use email to send us communications containing confidential information, information which Sky Finance requires in writing, or information that needs Sky Finance’s immediate attention. Any transmission to the Site, including emails, shall be deemed and remain the property of Sky Finance. Sky Finance shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a website user to Sky Finance through the Site.
Any such communication should be regarded as fraudulent.
You confirm that you are of sufficient legal age to use this website and to create binding legal obligations for any liability you may incur as a result of the use of this website. You agree that you are financially responsible for all uses of the Site by yourself and those using your computer.
Sky Finance reserves the right to terminate, without prior notice, your access to the Site at Sky Finance’s sole discretion, including without limitation, for overuse or abuse of Site.
The Site and the Terms are governed by the Laws of the Federal Republic of Nigeria. Any legal proceedings involving the Site or the Terms must be brought before the Nigerian courts.
To the extent any portion of these Terms are determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such a portion to be enforceable and these Terms, as so modified, shall remain in full force and effect.
If you have any questions regarding these Terms, please contact us at:
Email:TERMS OF USE
Purpose of the Site
Website Content
User indemity
Disclaimer of warranties and limitation of liability
Hyperlinks
Data Protection
Copyright and other Intellectual Property
11. Online Fraud Advisory
Age and Responsibility
Termination of Access
Governing Law
Serverbility
17. Contact Us
info@skycapitallimited.com